When using an escrow as a payment method, the funds goes through a third and neutral party (the trustee). This third party ensures that the money is not paid out to the seller or service provider until the goods or services have been handed over and checked and also in the agreed condition. Conversely, the seller is protected from the fact that the buyer makes a chargeback despite delivery of the goods or service. The involvement of a third party such as YataPay Secure ensures that both parties can transact in confidence and effectively protects against fraud. The escrow settlement is the safest payment method and avoids the financial advance risk for all involved parties.