Yes, the security of our clients’ funds is a top priority. When you pay money via our platform, MANGOPAY holds the funds in a secure account and creates an equivalent amount of e-money, which is credited to your e-wallet (escrow) on our platform. YataPay Secure customers is a member of Mango Pay’s Partner Programme. Mangopay is an authorised Electronic Money Institution (EMI) regulated by Financial Conduct Authority (FCA). While this may sound similar to what a bank does when funds are received into a current account, MANGOPAY is not a bank. Which means, MANGOPAY does not take your money as a deposit to use for its own purposes or to lend to other customers.